UNDERWRITING REQUIREMENTS
What are we looking for?
We are committed to nurturing long-term, profitable casualty-driven programs by working with a select few Program Administrators.  Specifically, we are looking for Program Administrators with:

·  A strong sense of character, integrity and a strong industry reputation
·  A controlled distribution system and proven back-room processes
·  Absolute expertise within a focused industry
·  A sound financial plan and history

Our ideal program characteristics vary by opportunity.  However, in general terms, we are looking for programs that:

·  Produce a minimum of $5 million
·  Maintain a strong market presence
·  Hold a sustainable market and underwriting niche
·  Are considered additive to the overall business profile
·  Exhibit the ability to provide acceptable profitability in terms of underwriting margins and returns

We are not a market for workers’ compensation, umbrella, or personal lines insurance.  In addition, the property exposure for a program should be minimal or incidental to the overall program.